Zeroed How it works Sign in

Who owes what, written down.

Start a ledger, send the link. Everyone adds what they paid. Zeroed keeps the ledger and squares the group up in the fewest payments. No accounts. No paywall.

Start a ledgerWatch one fill in
Example: Jindabyne weekend$0.00 in
LineAmount
Settle upAmount

Four people, one weekend. Three lines in, and the whole group squares up with three bank transfers. This example is made up; your ledger starts blank.

Start a ledger

takes ten seconds
Who is in

Put yourself in. People can add themselves later from the link too.

How it works

Questions

Is Zeroed really free?

Yes, for the group. Unlimited ledgers, people and lines, no daily cap, no ads. A paid tier for the organiser (receipt photos, currency conversion, exports) is planned.

Do my friends need an account or an app?

No. A ledger is a link. They open it, tap their name, and add what they paid. Zeroed remembers their name on their phone.

How does Zeroed work out who pays whom?

It computes each person's net position (paid minus share) and matches the largest debtor to the largest creditor until everyone is square. That is never more than one transfer fewer than there are people.

Can a line be split unevenly?

Yes. Equal, by shares (a couple counts as two), or exact amounts. Cents are assigned so totals are always exact.

Is the link safe?

The link is 128 bits of randomness and is the only way in. Anyone holding it can read and write that ledger, so share it with the group, not publicly. Zeroed pages are not indexed and Zeroed sets no cookies.

Guides and occasions

free, no signup