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🌴 How to split a Bali trip

Split a Bali trip by keeping the villa, the driver and the shared meals on a ledger in Australian dollars, converted at the rate your card charged, and leaving personal shopping and massages off it. Villas are booked months ahead by one person and are the biggest number, so add that line the day it is paid and let the group pay the booker back before the flights.

Updated 2026-08-23. Example figures are in Australian dollars and made up.

Example: Canggu villa, six nights$3,726.00 in
LineAmount
Villa, six nightsTahlia paid, split everyone, paid in April
$2,640.00
Driver, three day tripsJosh paid, split everyone
$210.00
Scooter hire, two bikesPriya paid, split Priya and Matt
$72.00
Dinner, UluwatuMatt paid, split everyone
$288.00
Snorkelling boat, Nusa PenidaEllie paid, split the three who went
$420.00
Villa groceries and waterTahlia paid, split everyone
$96.00
Settle up in 4 paymentsAmount
Priya pays Tahlia
$610.80
Josh pays Tahlia
$576.80
Matt pays Tahlia
$394.80
Ellie pays Tahlia
$366.80
PersonPosition
Tahliais owed $1,949.20
Joshowes $576.80
Priyaowes $610.80
Mattowes $394.80
Ellieowes $366.80

5 people, 6 lines, 4 transfers to square up. Names and amounts are made up for the example.

What goes wrong

Rupiah and dollars on one page

Enter everything in dollars at the rate your bank charged. A 500,000 IDR dinner is a $50 line, not a 500,000 line.

Cash withdrawn by one person and spent by the group

Record the spend, not the withdrawal. The ATM fee goes on whichever line the cash paid for.

The villa booker carries $2,640 for four months

Send the link in April with the villa line in it. Paid back by May.

Run it in Zeroed

  1. Start a ledger, name it, add the people. Ten seconds, no accounts.
  2. Send the link to the group chat. Everyone taps their name.
  3. Add lines as they happen. Untick anyone a line is not for.
  4. At the end, the settle-up plan shows the fewest transfers. Tap one to send the reminder.

Start a ledgerJust split one bill

Questions

How do you split a villa in Bali fairly?

Equally per person unless a couple takes the master suite and everyone agrees they pay more. Split by shares if some people stay fewer nights.

Should the driver be split among everyone?

Among everyone who went on that day trip. One line per trip, ticked for the people in the car.

Do you tip in Bali and how is that split?

Small tips for drivers and staff are customary. Add them to the line they belong to so they split the same way.

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